Consolidated Financial Statements as of December 31, 2015
Notes to the Consolidated Financial Statements
ANALYSIS OF DUE AND PAST DUE CONSUMER LOANS
Amounts due and past-due at the period-end
Amounts not yet
due at the
December 31, 2015
period-end
(in millions of euros)
6 months to More than
0 to 3 months 3 to 6 months
1
year
one year
Consumer credit granted by the
financial services companies
6,010
5,829
27
39
25
90
Amounts due and past-due at the period-end
Amounts not yet
due at the
December 31, 2014
period-end
(in millions of euros)
6 months to More than
0 to 3 months 3 to 6 months
1
year
one year
Consumer credit granted by the
financial services companies
5,981
5,822
39
24
28
67
ANALYSIS OF CONSUMER LOANS BY MATURITY
Total
December 31, 2015
Due within 1
year Due in 1 to 5
years Due beyond 5
years
(in millions of euros)
France
2,825
1,242
1,465
118
Belgium
175
7
159
8
Spain
1,640
1,180
227
234
Italy
201
93
75
32
Argentina
166
159
8
-
Brazil
1,003
978
24
-
TOTAL
6,010
3,658
1,958
393
Total
December 31, 2014 Due within 1 year Due in 1 to 5 years Due beyond 5 years
(in millions of euros)
France
2,834
952
1,701
181
Belgium
188
8
174
6
Spain
1,448
1,071
198
178
Italy
190
93
97
-
Argentina
174
170
4
-
Brazil
1,146
1,126
20
-
TOTAL
5,981
3,421
2,194
366
Equity risk
12.6.5
From time to time, the Group buys back its shares on the market or
purchases call options on its shares, mainly in connection with its stock
option plans. The frequency and size of these purchases depend on the
Equity risk corresponds to the potential impact of changes in the
share price. At December 31, 2015, shares and options held directly or
Carrefour share price on its share-based payment commitments and
indirectly by the Group covered its total commitments under
on treasury stock. Group policy is to avoid taking positions on its own
outstanding stock option plans.
shares or those of other companies, except in response to particular
circumstances or needs.
Marketable securities portfolios and other financial investments held
by the Group consist for the most part of money market instruments
that do not expose the Group to any material equity risk.
2015 REGISTRATION DOCUMENT
215




