Société Générale / Risk report 2021 - Pillar 3 2020

5 CAPITAL MANAGEMENT AND ADEQUACY ADDITIONAL QUANTITATIVE INFORMATION ON OWN FUNDS AND CAPITAL ADEQUACY PILLAR 3 - 2021 | SOCIETE GENERALE GROUP | 74 TABLE 25: COMPARISON OF OWN FUNDS AND CAPITAL AND LEVERAGE RATIOSWITH ANDWITHOUT THE APPLICATION OF TRANSITIONAL ARRANGEMENTS FOR IFRS 9 (IFRS9-FL) (In EURm) 31.12.2020 30.09.2020 30.06.2020 Available capital (amounts) 1 Common Equity Tier 1 (CET1) capital 47,290 46,107 45,053 2 Common Equity Tier 1 (CET1) capital as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 46,374 45,481 44,508 3 Tier 1 capital 56,179 54,024 53,254 4 Tier 1 capital as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 55,263 53,398 52,708 5 Total capital 67,584 64,945 64,448 6 Total capital as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 66,668 64,319 63,902 Risk-weighted assets (amounts) 7 Total risk-weighted assets 351,852 351,864 360,423 8 Total risk-weighted assets as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 352,380 352,330 360,749 Capital ratios 9 Common Equity Tier 1 (as a percentage of risk exposure amount) 13.4% 13.1% 12.5% 10 Common Equity Tier 1 (as a percentage of risk exposure amount) as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 13.2% 12.9% 12.3% 11 Tier 1 (as a percentage of risk exposure amount) 16.0% 15.4% 14.8% 12 Tier 1 (as a percentage of risk exposure amount) as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 15.7% 15.2% 14.6% 13 Total capital (as a percentage of risk exposure amount) 19.2% 18.5% 17.9% 14 Total capital (as a percentage of risk exposure amount) as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 18.9% 18.3% 17.7% Leverage ratio 15 Leverage ratio total exposure measure 1,178,543 1,197,879 1,248,204 16 Leverage ratio 4.8% 4.5% 4.3% 17 Leverage ratio as if IFRS 9 or analogous ECLs transitional arrangements had not been applied 4.7% 4.4% 4.2%

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