Société Générale / Risk report 2021 - Pillar 3 2020

8 SECURITISATION SOCIETE GENERALE’S SECURITISATION ACTIVITIES | SOCIETE GENERALE GROUP | PILLAR 3 - 2021 163 TABLE 79: ASSETS AWAITING SECURITISATION BY TYPE OF UNDERLYING ASSETS (In EURm) 31.12.2020 31.12.2019 31.12.2020 31.12.2019 Underlying assets Banking book Trading book Residential mortgages - - - - Commercial mortgages - - - - Credit card receivables - - - - Leasing 667 1,500 - - Loans to corporates and SMEs - 3,065 - - Consumer loans 1,000 - - - Trade receivables - - - - Other assets - - - - Covered bonds - - - - Other liabilites - - - - TOTAL 1,667 4,565 - - TABLE 80: AMOUNTS OF SECURITISED EXPOSURES RETAINED OR PURCHASED BY TYPE OF UNDERLYING ASSETS IN THE BANKING BOOK (In EURm) 31.12.2020 31.12.2019 Underlying assets On-balance sheet Off-balance sheet Total On-balance sheet Off-balance sheet Total Residential mortgages - 181 181 - 236 236 Commercial mortgages - 84 84 - 7 7 Credit card receivables 24 2,277 2,302 - 2,065 2,065 Leasing - 1,396 1,396 - 1,418 1,418 Loans to corporates and SMEs 13,143 1,155 14,298 11,894 2,097 13,991 Consumer loans 5,728 7,567 13,295 - 7,276 7,276 Trade receivables - 6,845 6,845 - 7,012 7,012 Other assets 71 927 998 - 1,082 1,082 Covered bonds - - - - - - Other liabilites - - - - - - TOTAL 18,966 20,433 39,399 11,894 21,193 33,087 As at 31 December 2020, securitisation exposures in the banking book assets are securitisations, corporate loans, consumer loans and amounted to EUR 39.4 billion, of which EUR 19.0 billion recorded on trade receivables. In 2020, banking book exposures increased by the balance sheet. The rest consists predominantly of liquidity lines EUR 6 billion, up 20% year-on-year. linked to the Group’s sponsor conduit activity. The main underlying