Société Générale / Risk report 2021 - Pillar 3 2020
6 CREDIT RISK QUANTITATIVE INFORMATION PILLAR 3 - 2021 | SOCIETE GENERALE GROUP | 110 TABLE 50: BREAKDOWN OF LOANS AND ADVANCES SUBJECT TO LEGISLATIVE AND NON-LEGISLATIVE MORATORIA BY RESIDUAL MATURITY OF THE MORATORIA (In EURm) 31.12.2020 Number of obligors Gross carrying amount TOTAL of which: legislative moratoria of which: expired Residual maturity of moratoria <= 3 months > 3 months <= 6 months > 6 months <= 9 months > 9 months <= 12 months > 1 year Loans and advances for which moratorium was offered 443,017 33,831 Loans and advances subject to moratorium (granted) 418,533 32,930 3,996 28,324 2,494 1,921 133 22 36 of which: Households 5,978 1,611 5,453 207 275 33 2 7 of which: Collateralised by residential immovable property 4,464 1,269 3,978 168 275 33 2 7 of which: Non-financial corporations 26,936 2,383 22,856 2,286 1,646 99 21 28 of which: Small and Medium-sized Enterprises 17,022 1,964 15,204 337 1,405 57 8 10 of which: Collateralised by commercial immovable property 3,162 1,346 2,180 165 796 19 - - Societe Generale group has granted moratoria to its clients on their loans and advances in order to support them during the Covid-19 crisis. As at 31 Decembre 2020, the exposure of the Group related to loans being subject to moratoria (1) amounts to EUR 32.9 billion, of which EUR 4.6 billion are still active, among which 54% have a residual maturity that is lower than 3 months. These moratoria have been granted to households, comprised of professionals as well as of individuals, up to EUR 6 billion and to non-financial corporations up to EUR 27 billion. in accordance with EBA guidelines on legislative and non-legislative moratoria on loan repayments applied due to the Covid-19 pandemic. (1)
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