Société Générale / Risk report 2021 - Pillar 3 2020

6 CREDIT RISK QUANTITATIVE INFORMATION | SOCIETE GENERALE GROUP | PILLAR 3 - 2021 103 The table as at 31 December 2019 has been modified as follows: (In EURm) 31.12.2019 Gross carrying amount/nominal amount Accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions Accu- mulated partial write-off Collateral and financial guarantees received Performing exposures Non-performing exposures Performing exposures – accumulated impairment and provisions Non-performing exposures – accumulated impairment, accumulated negative changes in fair value due to credit risk and provisions On perfor- ming exposures On non perfor- ming exposures TOTAL of which stage 1 (1) of which stage 2 (2) TOTAL of which stage 2 (2) of which stage 3 (3) TOTAL of which stage 1 (1) of which stage 2 (2) TOTAL of which stage 2 (2) of which stage 3 (3) Loans and advances 507,073 481,195 25,878 16,155 - 16,155 (1,933) (858) (1,075) (8,963) - (8,963) (2,134) 241,864 3,524 Central banks 9,103 9,103 0 13 - 13 (0) (0) (0) (13) - (13) - 56 - General governments 16,680 16,589 91 96 - 96 (2) (1) (0) (53) - (53) (0) 4,055 43 Credit institutions 20,471 20,369 101 19 - 19 (3) (3) (0) (6) - (6) (0) 2,591 1 Other financial corporations 46,125 46,051 74 123 - 123 (7) (6) (1) (74) - (74) (1,105) 9,832 1 Non-financial corporations 201,908 192,416 9,492 7,359 - 7,359 (941) (434) (507) (4,252) - (4,252) - 95,100 1,588 of which SMEs 32,260 28,297 3,963 3,323 - 3,323 (348) (348) - (2,007) - (2,007) - 21,400 694 Households 212,785 196,665 16,119 8,544 - 8,544 (981) (414) (567) (4,564) - (4,564) (1,029) 130,231 1,891 Debt securities 67,116 67,016 100 17 - 17 (11) (5) (6) (8) - (8) - - - Central banks 4,931 4,860 71 - - - (3) (1) (2) - - - - - - General governments 46,778 46,768 10 - - - (6) (2) (4) - - - - - - Credit institutions 7,525 7,525 - - - - (0) (0) - - - - - - - Other financial corporations 4,020 4,020 - - - - (0) (0) - - - - - - - Non-financial corporations 3,862 3,843 19 17 - 17 (2) (1) (1) (8) - (8) - - - Off-balance- sheet exposures 326,688 322,985 3,703 1,254 - 1,254 (320) (136) (184) (320) - (320) - 56,523 331 Central banks 252 252 - - - - (0) (0) - - - - 80 - General governments 3,091 3,091 0 0 - 0 (0) (0) - - - - 2,742 - Credit institutions 84,927 84,615 312 0 - 0 (40) (1) (39) - - - 564 - Other financial corporations 44,412 44,410 2 - - - (3) (3) 0 - - - 5,238 - Non-financial corporations 177,290 174,443 2,847 1,175 - 1,175 (218) (106) (112) (310) - (310) 40,795 322 Households 16,716 16,174 542 79 - 79 (59) (25) (34) (10) - (10) 7,105 9 TOTAL 900,877 871,196 29,681 17,425 - 17,425 (2,264) (999) (1,265) (9,290) - (9,290) - 298,387 3,856 Assets without significant increase in credit risk since initial recognition. (1) Assets with significant increase in credit risk since initial recognition, but not impaired.. (2) Impaired assets. (3)