02. Indosuez Wealth Management 8 Our identity: Our network and key figures 10 General Management 13 Our history 14 Message from the General Management of Indosuez Wealth Management Group 16 2025 review and 2026 financial market outlook 18 Continuation and progress: 2025 highlights 20 Review of our 2022-2025 Medium-Term Development Plan 22 2025 non‑financial report: Our conviction regarding sustainable development 24 03. Activity report CFM Indosuez Wealth Management 32 CFM Indosuez Wealth Management 34 Message from the directors of CFM Indosuez Wealth Management 36 Message from the Executive Directors 38 The Monegasque environment 40 Advisory 41 Wealth Management 42 Boosting cultural and managerial transformation 44 Corporate governance 46 Report of the Board of Directors to the Ordinary General Meeting of 12 May 2026 50 Resolutions for the General Meeting 54 Internal control 56 04. Consolidated financial statements CFM Indosuez Wealth Management 60 Statutory Auditors’ report 62 Consolidated financial statements as at 31 December 2025 66 Individual Accounts as at 31 December 2025 with financial statements 152 Our Banks: our active locations 166 01. Crédit Agricole Group 4 Annual Report 2025 3
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