NOTE 21 Net interest and similar income from transactions (in thousands of euro) 31/12/2025 31/12/2024 with credit establishments 83,727 123,356 with clients 109,077 142,066 on securities 11,178 3,445 Interest and similar income 203,982 268,866 with credit establishments -65,151 -90,686 with clients -82,849 -135,233 on securities 0 0 Interest and similar expenses -148,000 -225,919 Net interest and similar income 55,982 42,947 NOTE 22 Income from variable-income securities (in thousands of euro) 31/12/2025 31/12/2024 Equity investments and other long-term investments 4 5 Investments in affiliates 15,634 17,517 Total 15,638 17,521 NOTE 23 Commissions (in thousands of euro) 31/12/2025 31/12/2024 Income Expenses Net Income Expenses Net On transactions with credit institutions 0 -251 -251 0 -248 -248 On transactions with clients 11,086 -1,785 9,301 10,616 -1,252 9,364 On securities transactions 76,585 -2,572 74,013 73,173 -2,134 71,039 Other 10,654 0 10,654 10,820 0 10,820 Total 98,325 -4,608 93,717 94,609 -3,634 90,975 NOTE 24 Gains or losses on trading portfolio transactions (in thousands of euro) 31/12/2025 31/12/2024 On trading securities 9 635 On foreign currency transactions and similar financial instruments 40,061 63,969 Balance of trading portfolio transactions 40,070 64,604 NOTE 25 Gains or losses on investment portfolio transactions (in thousands of euro) 31/12/2025 31/12/2024 Investment securities Net gains 0 0 Net changes in provisions 358 -464 Net amount 358 -464 CFM Indosuez Wealth Management 162
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