NOTE 15 Provisions (in thousands of euro) Balance as at 31 December 2024 Allowances Write-backs Translation differences Other movements Balance as at 31 December 2025 Provision deducted from assets Receivables due from customers 6,770 3,269 246 -9 9,784 Investment securities 577 200 577 200 Financial assets 0 0 0 TOTAL 7,347 3,469 823 -9 0 9,984 Provisions classified under balance sheet liabilities Client-related risks 11,234 170 1,358 -148 9,898 Employee commitments 5,491 2,547 1,267 6,771 Other allocated provisions 2,201 241 2,442 TOTAL 18,926 2,958 2,625 -148 0 19,111 NOTE 16 Fund for general banking risks (in thousands of euro) 31/12/2025 31/12/2024 Fund for general banking risks 4,471 4,471 Balance sheet value 4,471 4,471 This amount covers the bank’s general, unidentified risks. The Fund for General Banking Risks is considered as equity under current banking regulations. NOTE 17 Changes in equity (before distribution and excluding the Fund For General Banking Risks) (in thousands of euro) Share capital Additional paid-in capital and reserves Revaluation differential Balance brought forward Regulated provisions Result Total equity Balance as at 31 December 2024 34,953 83,047 0 227,118 0 60,455 405,573 Increase / reduction 0 Dividends paid in 2025 -44,694 -44,694 Assignment of the 2024 result 15,761 -15,761 0 Profit for the 2025 financial year 48,563 48,563 Balance as at 31 December 2025 34,953 83,047 0 242,878 0 48,563 409,442 NOTE 18 Breakdown of receivables and payables by residual maturity (in thousands of euro) Excluding receivables and accrued interest ≤ 3 months > 3 months ≤1 year > 1 year ≤ 5 years > 5 years Total Receivables due from credit institutions 2,574,676 33,317 2,607,993 Receivables due from customers 3,189,325 68,874 245,576 97,872 3,601,648 Receivables represented by a security 107,683 175,961 118,139 401,784 Due to credit institutions 815,609 815,609 Client credit accounts 5,567,565 251,590 500 5,819,655 CFM Indosuez Wealth Management 160
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