Analysis of lease expenses and income (in thousands of euros) 31/12/2025 31/12/2024 Interest expenses on lease liabilities -177 -90 Total Interest and similar charges (NBI) -177 -90 Expenses relating to short-term leases -654 -910 Expenses relating to low value leases Expenses relating to variable lease payments excluded from the lease liability calculation Income from subleasing activities on right-of-use assets Gains or losses on lease-back transactions Gains or losses arising from lease amendments Total General operating expenses -654 -910 Amortisation of the right-of-use asset -2,900 -2,469 Total Depreciation of tangible fixed assets -2,900 -2,469 Total lease expenses and income -3,731 -3,469 Total cash flow for the period (in thousands of euros) 31/12/2025 31/12/2024 Total cash outflows for lease contracts -2,049 -3,463 8.2 LEASES UNDER WHICH THE GROUP IS LESSOR The CFM Indosuez Wealth group does not have any leases as lessor. 9 FUNDING AND GUARANTEE COMMITMENTS AND OTHER GUARANTEES Financing and guarantee commitments and other guarantees include discontinued operations. Commitments given and received (in thousands of euros) 31/12/2025 31/12/2024 Commitments given 1,553,447 1,445,179 Financial commitments 1,390,585 1,232,711 Commitments in favour of credit establishments Commitments in favour of customers 1,390,585 1,232,711 Guarantee commitments 162,862 212,468 Commitments at the request of credit institutions 2,149 2,261 Commitments at the request of clients 160,713 210,207 Commitments relating to securities 0 0 Securities deliverable Commitments received Financial commitments 659,523 628,407 Commitments received from credit institutions Commitments received from customers Guarantee commitments 659,523 628,407 Commitments received from credit institutions 61,852 73,898 Commitments received from customers 597,671 554,509 Commitments relating to securities 0 0 Securities receivable The Banque de France has discontinued, with effect from 13 December 2024, the Additional Credit Claims Corporates submission channel, which was part of the exceptional measures introduced in 2011 in response to the financial crisis. Only “State-Guaranteed Loans” remain eligible for debt write-offs by the Central Bank. CFM Indosuez Wealth Management 142
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