FINANCING COMMITMENTS BY GEOGRAPHICAL AREA (EXCLUDING INTERNAL CRÉDIT AGRICOLE TRANSACTIONS) ` (in thousands of euro) AS OF 31 DECEMBER 2025 AS OF 31 DECEMBER 2024 Amount of the commitment Amount of the commitment Performing commitments Commitments provisioned Total Performing commitments Commitments provisioned Total Commitments subject to a 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Commitments subject to a 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) France (including overseas territories) 120,978 1,005 121,983 114,167 1,153 114,167 Other European Union countries 65,982 1,190 67,172 83,556 1,444 84,709 Other countries in Europe 1,094,873 2,393 1,097,266 925,267 926,711 North America 4,183 4,183 2,938 2,938 Central and South America 60,696 60,696 59,600 59,600 Africa and the Middle East 26,570 26,570 30,616 30,616 Asia and Oceania (excluding Japan) 12,715 12,715 13,970 13,970 Japan Supra-national bodies Provisions (1) -95 -31 -126 -85 -5 -90 Total 1,385,902 4,557 1,390,459 1,230,029 2,592 1,232,621 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet, GUARANTEE COMMITMENTS BY GEOGRAPHICAL AREA (EXCLUDING INTERNAL CRÉDIT AGRICOLE TRANSACTIONS) ` (in thousands of euro) AS OF 31 DECEMBER 2025 AS OF 31 DECEMBER 2024 Amount of the commitment Amount of the commitment Performing commitments Commitments provisioned Total Performing commitments Commitments provisioned Total Commitments subject to a 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Commitments subject to a 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) France (including overseas territories) 6,521 6,521 3,111 3,111 Other European Union countries 12,546 12,546 2,261 2,261 Other countries in Europe 140,563 1,553 142,116 203,200 2,153 205,353 North America Central and South America 469 469 1,313 1,313 Africa and the Middle East 1,210 1,210 430 430 Asia and Oceania (excluding Japan) Japan Supra-national bodies Provisions (1) -229 -168 -397 -356 -216 -572 Total 161,080 1,385 162,465 209,959 1,937 211,896 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. Annual Report 2025 113
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