FINANCING COMMITMENTS BY ECONOMIC AGENT (EXCLUDING INTERNAL CRÉDIT AGRICOLE TRANSACTIONS) ` (in thousands of euro) AS OF 31 DECEMBER 2025 AS OF 31 DECEMBER 2024 Amount of the commitment Amount of the commitment Performing commitments Provisioned commitments Provisions for commitments (Stage 3) (1) Gross total Performing commitments Provisioned commitments Provisions for commitments (Stage 3) (1) Gross total Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to ECL at maturity (Stage 2)(1) (Stage 3) Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to ECL at maturity (Stage 2)(1) (Stage 3) Government entities Central banks Credit institutions Large corporations 128,364 -31 -15 128,318 114,997 -32 114,997 Retail customers 1,257,633 -64 4,588 -16 1,262,141 1,115,117 -53 2,597 -5 1,117,714 Total 1,385,997 -95 4,588 -31 1,390,459 1,230,114 -85 2,597 -5 1,232,711 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. GUARANTEE COMMITMENTS BY ECONOMIC AGENT (EXCLUDING INTERNAL CRÉDIT AGRICOLE TRANSACTIONS) ` (in thousands of euro) AS OF 31 DECEMBER 2025 AS OF 31 DECEMBER 2024 Amount of the commitment Amount of the commitment Performing commitments Provisioned commitments Provisions for commitments (Stage 3) (1) Gross total Performing commitments Provisioned commitments Provisions for commitments (Stage 3) (1) Gross total Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to ECL at maturity (Stage 2)(1) (Stage 3) Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to ECL at maturity (Stage 2)(1) (Stage 3) Government entities Central banks Credit institutions 2,149 2,149 2,261 2,261 Large corporations 106,237 -229 350 -150 106,208 166,813 -356 650 -194 167,463 Retail customers 52,923 1,203 -18 54,108 41,241 1,503 -22 42,744 Total 161,309 -229 1,553 -168 162,465 210,315 -356 2,153 -216 212,468 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. Annual Report 2025 111
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