GUARANTEE COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) ` AS OF 31 DECEMBER 2025 (in thousands of euro) Credit risk categories Amount of the commitment Performing commitments Provisioned commitments (Stage 3) Total Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to lifetime ECL (Stage 2) (1) Commitments provisioned (Stage 3) Provisions for commitments (Stage 3) (1) Retail customers PD ≤ 0,5% 49,177 -4 49,173 0.5% < PD ≤ 2% 2,700 -2 2,698 2% < PD ≤ 20% 1,046 1,200 -22 2,224 20% < PD < 100% 3 -1 2 PD = 100% 0 Total Retail customers 52,923 -6 1,203 -23 54,097 Non-retail customers PD ≤ 0,6% 51,868 -22 51,846 0.6% < PD < 12% 56,517 -201 56,316 12% ≤ PD < 100% 350 -144 206 PD = 100% 0 Total non-retail customers 108,385 -223 350 -144 108,368 Total 161,308 -229 1,553 -167 162,465 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet, ` AS OF 31 DECEMBER 2024 (in thousands of euro) Credit risk categories Amount of the commitment Performing commitments Provisioned commitments (Stage 3) Total Commitments subject to a 12-month ECL (Stage 1) Provisions for commitments subject to a 12-month ECL (Stage 1) (1) Commitments subject to lifetime ECL (Stage 2) Provisions for liabilities subject to lifetime ECL (Stage 2) (1) Commitments provisioned (Stage 3) Provisions for commitments (Stage 3) (1) Retail customers PD ≤ 0,5% 29,517 29,517 0.5% < PD ≤ 2% 11,252 11,252 2% < PD ≤ 20% 472 1,503 -22 1,953 20% < PD < 100% 0 PD = 100% 0 Total Retail customers 41,241 1,503 -22 42,722 Non-retail customers PD ≤ 0,6% 131,438 -312 131,126 0.6% < PD < 12% 37,636 -44 650 -194 38,048 12% ≤ PD < 100% 0 PD = 100% 0 Total non-retail customers 169,074 -356 650 -194 169,174 Total 210,315 -356 2,153 -216 211,896 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. Annual Report 2025 109
RkJQdWJsaXNoZXIy NzMxNTcx