GUARANTEE COMMITMENTS (EXCLUDING CRÉDIT AGRICOLE INTERNAL TRANSACTIONS) ` (in thousands of euros) Credit risk categories AS AT 31/12/2023 AS AT 31/12/2022 Amount of commitment Amount of commitment Performing commitments Provisioned commitments Total Performing commitments Provisioned commitments Total Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) (Stage 3) Retail clients PD ≤ 0.5% 23,770 0 23,770 35,795 0 35,795 0.5% < PD ≤ 2% 14,813 0 14,813 12,950 0 12,950 2% < PD ≤ 20% 680 3,005 3,685 179 1,503 1,682 20% < PD < 100% 0 0 PD = 100% 0 0 Total Retail clients 39,263 3,005 0 42,268 48,924 1,503 0 50,427 Non-retail clients PD ≤ 0.6% 72,432 72,432 104,783 104,783 0.6% < PD < 12% 43,530 43,530 29,821 29,821 12% ≤ PD < 100% 0 0 PD = 100% 0 0 Total non-retail clients 115,962 0 0 115,962 134,604 0 0 134,604 Provisions (1) -116 -104 -220 -148 -38 -186 Total 155,109 2,901 0 158,010 183,380 1,465 0 184,845 (1) Expected or proven losses in respect of off-balance sheet commitments are covered by provisions recognised as liabilities on the balance sheet. FINANCIAL ASSETS AT AMORTISED COST BY ECONOMIC AGENT (EXCLUDING INTERNAL CRÉDIT AGRICOLE TRANSACTIONS) ` (in thousands of euros) AS AT 31/12/2023 AS AT 31/12/2022 Book value Book value Performing assets Impaired assets Impairment of assets at amortised cost - Stage 3 Total gross Performing assets Impaired assets Impairment of assets at amortised cost - Stage 3 Total gross Assets subject to a 12-month ECL (Stage 1) Impairment of assets at amortised cost - Stage 1 Assets subject to ECL at maturity (Stage 2) Impairment of assets at amortised cost - Stage 2 (Stage 3) Assets subject to a 12-month ECL (Stage 1) Impairment of assets at amortised cost - Stage 1 Assets subject to ECL at maturity (Stage 2) Impairment of assets at amortised cost - Stage 2 (Stage 3) Government entities 31,748 -13 0 0 0 0 31,735 23,773 -2 0 0 0 0 23,771 Central banks 1,236 0 0 0 0 0 1,236 1,168 0 0 0 0 0 1,168 Credit institutions 3,335,397 -509 0 0 0 0 3,334,888 1,804,629 -243 0 0 0 0 1,804,386 Large corporations 203,668 -261 846 -1 1,035 -1,034 204,253 138,062 -403 1,710 -1 1,036 -1,035 139,369 Retail clients 2,949,394 -561 17,101 -385 22,662 -6,117 2,982,094 3,562,380 -621 50,738 -209 14,071 -5,036 3,621,323 Total 6,521,443 -1,344 17,947 -386 23,697 -7,151 6,554,206 5,530,012 -1,269 52,448 -210 15,107 -6,071 5,590,017 Annual Report 2023 97
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