4 NOTES ON NET INCOME AND OTHER COMPREHENSIVE INCOME 4.1 INTEREST INCOME AND EXPENSE (in thousands of euros) 31/12/2023 31/12/2022 On financial assets at amortised cost 228,367 77,359 Transactions with credit institutions 95,287 21,456 Internal transactions with Crédit Agricole entities 0 0 Transactions with clients 131,978 53,475 Finance lease transactions 0 0 Debt securities 1,102 2,428 On financial assets at fair value through equity 0 0 Transactions with credit institutions Transactions with clients Debt securities Accrued interest due on hedging instruments 97,643 29,217 Other interest and similar income Interest income 326,010 106,576 On financial liabilities at amortised cost -137,458 -20,254 Transactions with credit institutions -23,470 -4,475 Internal transactions with Crédit Agricole entities Transactions with clients -113,988 -15,779 Finance lease transactions Debt securities Subordinated debt Accrued interest due on hedging instruments -123,310 -27,411 Interest and similar expenses -748 -2,368 Interest expenses -261,516 -50,033 4.2 FEE AND COMMISSION INCOME AND EXPENSES 31/12/2023 31/12/2022 (in thousands of euros) Products Expenses Net Products Expenses Net On transactions with credit institutions 0 -179 -179 0 -78 -78 On internal Crédit Agricole transactions 0 0 0 0 0 0 On transactions with clients 3,197 0 3,197 2,683 0 2,683 On securities transactions 26,321 0 26,321 24,255 0 24,255 On foreign exchange transactions 7,725 0 7,725 8,347 0 8,347 On derivative transactions and other off-balance sheet transactions 457 0 457 488 0 488 On means of payment and other banking and financial services 16,873 -6,909 9,965 18,102 -8,232 9,870 Management of UCITS, trusts and similar activities 39,001 -1,484 37,517 39,916 -1,609 38,307 Total fee and commission income and expenses 93,575 -8,572 85,003 93,791 -9,919 83,872 Annual Report 2023 111
RkJQdWJsaXNoZXIy NzMxNTcx