92 GUARANTEE COMMITMENTS Performing commitments Commitments subject to 12-month ECL (Stage 1) Commitments subject to lifetime ECL (Stage 2) Impaired commitments (Stage 3) Total (in thousands of euros) Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment Impairment for credit losses Amount of commitment (a) Impairment for credit losses (b) Net amount of commitment (a) + (b) As at 31 December 2020 139,135 -263 1442 -122 2087 142,664 -385 142,279 Transfers of commitments during their lifetime from one stage to another 130 0 -130 0 0 0 0 0 Transfers from Stage 1 to Stage 2 -280 136 280 -136 0 0 Transfers from Stage 2 to Stage 1 410 -136 -410 136 0 0 Transfers to Stage 3(1) 0 0 Return from Stage 3 to Stage 2/Stage 1 0 0 Total after transfers 139,265 -263 1,312 -122 2,087 0 142,664 -385 142,279 Variations des montants de l'engagement et des corrections de valeur pour pertes 46,671 129 101 55 144 0 46,916 184 New commitments given (2) 100,469 -192 1005 -107 101,474 -299 Expiration of commitments -53,237 329 -904 345 -54,141 674 Write-offs Changes in cash flows on loans restructured due to financial difficulties Changes in credit risk inputs of models over the period Changes in the model / methodology Scope changes Other -561 -8 -183 144 -417 -191 As at 31 December 2021 185,936 -134 1,413 -67 2,231 0 189,580 -201 189,379 (1) Transfers to Stage 3 correspond to commitments initially classified in Stage 1, which were downgraded directly to Stage 3 or those downgraded to Stage 2 and then Stage 3 during the year. (2) New commitments given classified in Stage 2 may include commitments initially classified in Stage 1 which were reclassified to Stage 2 during the period.
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