CFM INDOSUEZ Wealth Management - 2019 annual report

147 N o t e 1 6 Fund for general banking risks (in thousands of euros) 31/12/2019 31/12/2018 Fund for general banking risks 4,471 4,471 Balance sheet value 4,471 4,471 This amount covers the bank’s general, unidentified risks. The fund for general banking risks is considered as equity under current banking regulations. N o t e 1 7 Changes in equity (before distribution and excluding the fund for general banking risks) (in thousands of euros) Capital Additional paid-in capital and reserves Revaluation difference Retained earnings Regulated provisions Income Total shareholders’ equity Balance at 31/12/2017 34,953 83,047 0 177,520 0 28,295 323,815 Increase / reduction* -1,837 -1,837 Dividends paid in 2018 -25,464 -25,464 Appropriation of income for 2017 2,831 -2,831 0 Income for the year 2017 7,433 7,433 Balance at 31/12/2018 34,953 83,047 0 178,514 0 7,433 303,947 Increase / reduction 0 Dividends paid in 2019 -18,031 -7,433 -25,464 Appropriation of income for 2018 0 Income for the year 2019 57,069 57,069 Balance at 31/12/2019 34,953 83,047 0 160,483 0 57,069 335,552 * Reduction of Retained earnings due to the impact of the first-time application of IFRS 9. N o t e 1 8 Breakdown of receivables and payables by residual maturity (in thousands of euros) Excluding receivables and accrued interest < 3 months > 3 months > 1an ≤ 5 ans > 5 ans Total Loans and receivables due from credit institutions 1,591,872 45,800 1,637,672 Client receivables 3,434,099 5,045 3,439,145 Receivables represented by a security 76,013 70,804 83,624 230,441 Amounts due to credit institutions 62,871 62,871 Amounts due to clients 5,432,650 88,621 5,521,271 * The remaining term is calculated until the next due date and not until maturity Annual Financial Statements 2019